Q. I have medical insurance, so why do I owe anything?
A. The services your child received may not be covered by your insurance, so you are responsible for the balance due. Or your coverage may include a deductible or co-insurance.
Q. What is a deductible?
A. A deductible is set by your insurance plan, and it may apply to all services, or just some services. For example, laboratory services may have a $200 deductible. This means that your insurance will not pay for laboratory services until you have paid $200. To find out if you have a deductible, please contact your insurance company.
Q. What is co-insurance?
A. Co-insurance is a specific percentage that your insurance expects you to pay on some services. Your insurance company can tell you what services are included.